Other Mortgage Services
Check out our other mortgage services. Contact the mortgage brokers in Surrey, BC at Truwest Mortgage to know more about the other mortgage services they provide.
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Debt Consolidation
Reduce Your Debt and Increase Your Personal Cash Flow.
A lot of folks are visiting our office during the first months of the year. Many have run into cash-flow problems based on credit card debt after the year-end Christmas spending. Credit card balances have accrued and only making minimum payments is not a long-term strategy to pay off the credit cards, which carry a high interest.
We also receive many inquiries from self-employed clients, who are receiving a significant income tax bill in the Spring by the CRA (Canada Revenue Agency) for outstanding taxes. Some of these clients did not plan for the accrual of funds for the purpose of outstanding tax payment and are finding themselves in a cash-flow problem.
Although debt consolidation is not a suitable option for everyone, you may want to carefully consider whether refinancing your home to pay off credit card debt, loans or line of credit would make sense in your circumstances. You may be surprised by the amount of money you can save.
Benefits include:
- A single monthly payment rather than multiple payments.
- Lower interest rates.
- Money left over to invest.
This can get complicated! Fortunately, we’re here to sort it out for you.
What's Next ?
* Subject to approved credit, income verification and meeting lending credit granting criteria. Applies to residential mortgages only and some conditions may apply. O.A.C., E.O.E All content is subject to change without notice.
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CHIP Reverse Mortgage
Tax-Free Income For Seniors over 55 Years Old.
CHIP Reverse Mortgage Plan is provided by HomEquity Bank. It is a solution designed specifically to meet the needs of Canadian senior homeowners. Tapping into the real-estate value of your property is the perfect way to increase your monthly cash flow – tax free, so you can enjoy the lifestyle you had when you were working.
HomEquity Bank has used the knowledge gained over 25 years of meeting the needs of Canadian seniors to create the most flexible reverse mortgage solution available anywhere.
CHIP Reverse Mortgage Plan has helped thousands of people who were looking for a simple, sensible way to draw upon the equity built up in their homes. So, if you’re comfortable in your home, don’t want to sell or move, but would like to access some of the cash tied up in your house, we can help you too.
This can get complicated! Fortunately, we’re here to sort it out for you.
What's Next ?
* Subject to approved credit, income verification and meeting lending credit granting criteria. Applies to residential mortgages only and some conditions may apply. O.A.C., E.O.E All content is subject to change without notice.
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Renovation
Whether you're planning a major home renovation or a small project, at TRUWEST MORTGAGE, we offer financing options to meet all your home improvement needs. Before recommending a solution, we'll look at the cost of your renovation, whether you need all the money upfront, how much time you need to repay your loan and more.
The type of financing you'll want to choose for your project has a lot to do with the type and cost of the renovations you are doing.
This can get complicated! Fortunately, we’re here to sort it out for you.
What's Next ?
* Subject to approved credit, income verification and meeting lending credit granting criteria. Applies to residential mortgages only and some conditions may apply. O.A.C., E.O.E All content is subject to change without notice.
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Plan B Mortgage Services
Plan B Mortgage Services has access to over 200+ alt a, b, and private lenders.
It is where to send your unconventional harder mortgage requests in order to yield the maximum in efficiencies, lender exposure and approval success!
Last year Canada’s largest mortgage brokerage had more than 3 billion dollars in turned down or cancelled deals through a traditional mortgage agent network.
If needed, we also have a specialized department that has access to alternative lending sources.
Plan B works with the mortgage agent and consumer in order to best source out the lender, explain the solution to the consumer and derive a plan to return to ‘A’ sector – resulting in success and efficiency for the mortgage agent and consumer.
When to switch to Plan B
- Insured high radio A lending.
- Any and all applications that fall outside of conventional “bank” lending.
- Residential, commercial, industrial and construction mortgage brokering.
- Out of province Co-Brokering.
- Credit Bureau training.
- Appraisal training.
- Credit score rebuilding planning.
- Debt settlement.
- Access to personal loans for credit rebuilding and or debt settlement.
Solutions
- 1st, 2nd or 3 mortgages.
- Interest only payment or amortization mortgages.
- Bridge Financing.
- Inter-alia / blanket mortgages.
- Secured Visa Mortgages.
- Draw / Line of Credit Mortgages.
This can get complicated! Fortunately, we’re here to sort it out for you.
What's Next ?
* Subject to approved credit, income verification and meeting lending credit granting criteria. Applies to residential mortgages only and some conditions may apply. O.A.C., E.O.E All content is subject to change without notice.